Buying Real Estate in Minneapolis, St. Paul Minnesota

Bonnie Erickson, REALTOR, in St.Paul, Minnesota

Excellence with a Smile

How Does a Buyer's Realtor® Get Paid?

The current MLS (Multiple Listing Service) commission system provides for payment to the buyer's real estate agent to come out of the proceeds of the sale. Since the buyers' agent fee is usually included in the purchase price of a house listed on the MLS, the buyers can have the services and representation of a Realtor® for no additional out of pocket expense! Contact Bonnie Erickson, Realtor®, for further explanation about the costs of having a Realtor® on YOUR side!.

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Tips for Home Buyers

Congratulations! You are thinking about buying a home OR have decided to purchase a home!  Homeownership is one of the best investments one can make. Over time, your home will increase in value and your hard-earned dollars will pay down your mortgage balance. When you sell your home in the future, the resulting "profit" will be yours.

In the following reports, you'll find helpful information to aid in a wise buying decision.  The reports offer a step-by-step planning process to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

For "Excellence with a Smile"

e-mail Bonnie or call 612-419-1829

To receive the desired reports,  complete the provided form.

		Buying Your First Home? Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		Avoid Common Buyer Errors Some buyers get caught up in the excitement of buying a new home and overlook some items. When you have a systematic plan, you'll be sure to avoid these pitfalls. Here are some tips on making the most of your home purchase.
		How Not to Pay Too Much This article helps you become a more savvy buyer, by pointing out some of the pitfalls inherent in the home buying process.
		Six Steps to a Smooth Home Purchase Buying a home can be an emotional, time-consuming and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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Fiduciary Duties

A Realtor® is not a salesperson! A real estate agent is legally required to act in your best interests when representing you in buying a house or selling a house. Salespeople are not licensed. Real estate agents are. When a real estate agent enters into a contract to represent you, you become that agent's client. The agent is LEGALLY required to give clients loyalty, obedience, confidentiality, disclosure, reasonable care, and accounting. These attributes are called fiduciary duties and an agent can be fined or lose the privilege of practicing real estate if they breach those fiduciary duties. For more information about the importance of agency, contact Bonnie Erickson, Realtor® in the Minneapolis, St. Paul area of Minnesota.